Get Rich Slowly
Blogger Profile: In 2006 J.D. Roth came to terms with the debt that he accumulated in his college years and chose to document his journey to being debt free, while being able to assist others with a similar predicament.
Fun fact: J.D. Roth is a self-proclaimed adventurer, which eventually lead him on a fifteen month cross-country trip in the comforts of his RV, all while being debt free.
Retire By 40
Blogger Profile: After spending 16 years working in computer design, Joe grew tired of the “corporate BS” and made the decision to become a stay-at-home dad to invest his time blogging and gaining financial independence.
Fun fact: Joe is very personable with his readers, encouraging them to leave comments and questions regarding his blog posts resulting in a personal response by him.
“Like any young person, I made plenty of mistakes. We purchased a big house, drove a BMW convertible, spent a lot of money on entertainment, and invested in the wrong financial products. It worked out okay, but we would have wasted a lot less time if we knew about financial independence right from the start. It would have given us a focus.”
Mr. Money Mustache
Blogger Profile: In 2011, after seeing the irregular behaviors of his friends and the country attempting to be seemingly normal and living expensive lifestyles resulting in being broke; Mr. Money Mustache chose to create this blog to show how you can live this lifestyle while being debt free.
Fun fact: Ever since his childhood, Mr. Money Mustache has always dreamt of living in a smaller communal dwelling, though this would not be ideal for his family, he brought this dream to life by building his newly designed MMM HQ… a TINY HOUSE!
“Ten Bucks is a lot of money. So you need to respect it. Ten dollar bills are not just food stamps or amusement park coupons that you fork over by the dozen to get restaurant meals, smokes, strippers, drinks, tourist attraction admission, and assorted domestic services. Each Ten is a critical brick in the Early Retirement castle you are building.”
The Simple Dollar
Blogger Profile: After his financial woes exploded in 2006, Trent Hamm resolved to be debt free, resulting in creating a community where others could share their day to day financial strategies.
Fun fact: While living with his family in rural Iowa, Trent not only writes about finance, but he enjoys writing short stories and creating works involving food writing.
Here’s the truth no one wants to talk about: Learning how to make money can improve your finances in ways that saving money simply cannot. There are only so many ways to save, but there are an unlimited number of ways to earn extra money you can use to pay down debt, save for the future, or actually have some fun.
Blogger Profile: In April 2014, Frugalwoods (couple Nate and Liz) found the blog to exhibit their transition for the traditional 9-to-5 job to that of becoming homesteaders in the heart of Vermont, and the financial struggles met along the way.
Fun fact: Nate claims to be a Renaissance man and trifles with hobbies such as woodworking and forestry management, while Liz adores yoga and being creative with projects around the home.
20 Something Finance
Blogger Profile: Starting with zero savings and having a hefty amount of debt following graduation, G.E. Miller sought out to change his lifestyle to saving a substantial amount of his income in the following years, all while chronicling his venture to financial independence.
Fun fact: Miller is an avid backpacker who enjoys creating his own home brew, while living life with his amazing wife, dog and two cats all while being debt free!
I want to stress that nobody should ever feel an urgency to become a first-time homebuyer. A home purchase is financially life changing. And there will always be opportunities to buy down the road. The most important thing is to hold off on buying until you are ready and have proper cash flow to do so.
Man Vs Debt
Blogger Profile: Adam Baker founded the Man Vs Debt blog, but has since retired in 2012 and now the primary writers include his wife, Courtney, and Editor, Joan; who share their stories with a community of people exploring topics from money, living minimally, and entrepreneurship.
Fun fact: The Bakers created a documentary sharing the struggles of their financial journey; this has led them to being featured on prestigious publications such as, The New York Times and USA Today.
sometimes we get in a groove financially …and don’t pay attention to the conditions changing around us. Things start to get slippery… and what worked for us before isn’t holding us in position so tightly now. Maybe there’s a piece of metal on the track, a remnant from some earlier (financial) carnage. Maybe the weather has left potholes or puddles in your plan.
Money Under 30
Blogger Profile: Founded in 2006, David Weliver a graduate of Bates College chose to document his financial journey of paying off $80,000 of debt; in result creating a collaborative platform generating a free resource to aid young adults in creating their financial independence.
Fun fact: The resources provide on Money Under 30 have been featured in big name publications, such as; Forbes, Business Insider, and The New York Times. MoneySchool is a program supported by the site that offers a seven day course, teaching the basics of finance.
The best thing you can do is to confront your student loan debt as soon as possible and make a long-term plan for how you to pay it all off. Ideally, you would do this during the grace period after graduation during which many federal loans do not require payment. But even if you’ve already been paying on your student loans for a few years, it’s never too late.
Blogger Profile: After finding himself in the blackhole of debt in 2012, Grayson Bell decided to take on his financial struggles head on and created a safe place to share his financial journey of climbing out of debt, but how to move on past the debt.
Fun fact: Bell and his team of writers take a fine focus on millenials and aiding them in their financial journey, which led to winning one of the spots on the Top 10 Finance Blog for Millenials by badcredit.org.